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Maybe they have overdrawn their account and owe the bank money or maybe they do not even have a checking account at all. Another reason why people may prefer payday loans without direct deposit is because the process is faster and easier. Simply put there is not as much paperwork to fill out with the lender when you request a check as opposed to direct deposit. If you want to have the check direct deposited you will have to give the lender a lot of different information. This information can include things such as your bank account number and routing number. This information is not something that you may want to give out in this day and age.
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